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AI & Automation for Mortgage Brokers

AI agents for mortgage brokers.
Every lead nurtured before they shop around.

This is for you if…
Loan enquiries come in after hours and clients have already spoken to two other brokers by the time you call back
You're doing pre-approval consultations but only converting a fraction — clients go quiet and end up buying with someone else's finance
Past clients are refinancing with their bank because no one reached out at the two-year mark
You want a pipeline of warm, pre-qualified borrowers — not a cold call list that never picks up

We build AI systems that respond to every loan enquiry in under 90 seconds, pre-qualify borrowing capacity, property type, and purchase timeline via text before you get on a single call, and automate the pre-approval nurture sequences and refinance reminders that turn one-time borrowers into lifelong clients — so your pipeline stays full without the constant follow-up grind.

3-minute assessment · See if you qualify · Free strategy call if you do
<90sEnquiry response
time (avg)
3.2×More applications
submitted
+61%Pre-approval to
settlement rate
Built for mortgage businesses like yours First Home Buyers Investment Property Finance Refinancing & Rate Reviews Construction Loans Self-Employed Borrowers Commercial Finance SMSF Lending Debt Consolidation
The real cost of slow systems01 / 06

Your client just lodged
an application with
the broker who called first.

Finance is the most comparison-driven service category in existence. A first home buyer fills out three "speak to a broker" forms on the same afternoon — and they go with whoever feels most responsive, most on top of it, most like they actually want the business. While you're on a client call with your phone on silent, another broker just had a 12-minute conversation with your warm lead and booked a discovery call. That gap costs the average mortgage business $88,000 a year in lost loan revenue.

After-hours enquiries go cold by morning

A first home buyer researches mortgages on a Tuesday night and fills out your contact form at 9:30pm. By the time you call Wednesday morning, they've already had a conversation with a broker who replied at 9:31pm via text. Speed-to-lead in finance isn't about being fast — it's about being the only one who responded while the intent was hot.

Pre-approval clients stall and drift to competitors

You do the discovery call, gather the documents, issue the pre-approval — and then the client goes quiet for six weeks while they look for a property. No check-in, no market update, no nudge. When they find a place and need to move fast, they call whoever they spoke to last. Without automated nurture, you do all the groundwork and another broker collects the trail commission.

Past clients refinance with their bank — not you

Two years after settlement, your client's fixed rate expires. Their bank sends them a letter. You don't reach out. They call the bank and lock in a new rate without even knowing they could save $4,800 a year by refinancing. Your entire settled loan book is a revenue stream that resets every 2–3 years — and most brokers never automate the sequence to capture it.

Referral partners don't send leads because you're slow

Real estate agents, accountants, and financial planners refer clients once — and if the experience isn't seamless, they don't refer again. A referral partner who sends you a client expects instant follow-up. If their client waits three hours for a callback, that referral partner moves to another broker. Without automated instant response, referral-source relationships quietly erode.

What slow systems cost your brokerageCalculating…
Loan enquiries lost to slow after-hours response
−$0/yr
Pre-approval clients who stalled and settled elsewhere
−$0/yr
Past clients who refinanced without you
−$0/yr
Referral relationships lost to slow response
−$0/yr
Admin hours on manual follow-up and document chasing
−$0/yr
Annual cost of doing nothing
−$0
3-minute assessment · Free strategy call if you qualify
What we build02 / 06

Four systems that
change everything.

Every Supersonic engagement starts with your biggest bottleneck — not a generic tech stack. We scope, build, and guarantee the outcome. The first system is live within 72 hours of onboarding.

Before Supersonic
Enquiry lands at 9pm — sits unread until the broker checks their phone next morning
Two other brokers have already called — client picks whoever they liked most
Pre-approval issued, client goes quiet — no follow-up, settles with a competitor
Fixed rate expires at 2 years — bank retains the client, you lose the trail
Referral partner's client waits 3 hours — partner moves to another broker
Reviews trickle in randomly — competitors rank above you on Google
After Supersonic
Every enquiry answered via text in under 90 seconds, 24/7
Borrowing capacity, property type, and timeline pre-qualified before any call
Pre-approval nurture runs at Day 3, 7, and 30 — completely hands-free
Settlement anniversary reminders trigger refinance conversations at 12 and 24 months
Referral partner leads get instant responses — partners keep sending
Review requests after every settlement — rankings climb steadily
Hi, looking to get pre-approved for a home loan — first home buyer, not sure where to start
Hey! First home — exciting stuff. Are you buying on your own or with a partner?
With my partner, we've been saving for about 3 years now
Nice work. Do you have a rough budget in mind, or are you trying to figure out what you can actually borrow first?
Trying to figure that out — we think maybe $800–900K range
That's very achievable depending on income. Are you both employed full-time or is one of you self-employed?
< 90s
01
AI Enquiry Response & Pre-Qualification

Every loan enquiry — from your website, Google, or a referral partner — gets an instant reply via text in under 90 seconds. The AI qualifies borrowing capacity, employment type, deposit amount, and purchase timeline before any broker picks up the phone. Time-wasters and unserviceable enquiries get filtered early. Your team starts every week with a pre-screened list of serious borrowers who are ready to move — not cold leads who filled out a form on five different sites. Runs 24/7 including evenings and weekends when first home buyers do their research.

Pre-approval nurture sequence
Day 3 post pre-approval
"Pre-approval's live — any properties caught your eye yet? Happy to run the numbers."
Day 7
"Interest rates moved this week — your pre-approval still looks great. Anything you want me to check?"
Day 30
"Still on the hunt? Pre-approval's valid for 90 days — here if you need anything."
+61% pre-approval to settlement
02
Pre-Approval Nurture Engine

Every pre-approved client triggers an automated nurture sequence designed to keep your broker top-of-mind through the property search — which can take weeks or months. Check-ins go out at Day 3, Day 7, and Day 30 with market updates, rate movements, and helpful prompts that feel personal, not automated. Clients who feel supported and informed don't shop around for a second opinion. Most brokers using this sequence see 60%+ of their pre-approvals convert to settled loans — compared to an industry average under 35%.

Settlement anniversary refinance sequence
12 months post-settlement
"Happy first home anniversary! Quick check — have you reviewed your rate recently?"
24 months
"Your fixed rate window is coming up — I've found 3 options that could save you $4K+ a year."
Rate movement trigger
"RBA just moved — worth having a chat about your current rate vs what's available now."
+44% settled loan book retained
03
Settlement Anniversary & Refinance Engine

Every settled loan triggers an automated anniversary sequence at 12 months and 24 months — timed to when clients are most likely to be thinking about their rate, reviewing their finances, or planning their next property move. Messages reference their specific loan details and current market rates, making every touchpoint feel personally relevant. Your settled loan book is your most valuable asset — and most brokers never automate the sequence to protect it. Brokers using this system retain 44% more of their trail book year on year.

Your Mortgage Brokerage
4.9
5 ★
148
4 ★
9
3 ★
2
2 ★
1
1 ★
0
5.1× more reviews in 60 days
04
Review Generation & Reputation Engine

After every settlement, your system sends a personalised Google review request — timed within 48 hours while the excitement of owning a new home is still high and gratitude toward their broker is at its peak. Finance is referral-driven: people ask friends who they used, then check Google before reaching out. More reviews means higher Maps ranking, more organic enquiries, and stronger social proof that converts hesitant leads. Brokers average 5.1× more reviews within 60 days of going live.

AI in action03 / 06

Every enquiry. Instant reply.
Your broker's on a call.

Watch how your AI handles a first home buyer enquiring about pre-approval — qualifying income, deposit, borrowing range, and purchase timeline in one natural conversation, then booking a discovery call. All while your broker is with another client. This runs automatically from your website, Google, or wherever the enquiry lands.

Average time from enquiry to first AI reply < 90 sec
Pre-approvals that convert to settled loans +61%
Enquiries handled without broker involvement 24 / 7
Avg. increase in applications submitted per month +3.2×
Tom · Clarity Finance
online now
Office Team
16
Enquiries today
13
Qualified
0
Missed
Mortgage broker results04 / 06

What happens when
mortgage brokers go Supersonic.

3.2×
More applications submitted per month after AI enquiry response went live
Residential brokerage · 4-broker team · Month 1
+61%
Pre-approved clients who converted to settled loans
First home buyer specialist · 90-day nurture campaign
+44%
Settled loan book retained through anniversary re-engagement
Full-service brokerage · 12-month trail book program
$0
Extra admin staff needed to handle 3.2× more enquiries and applications
Multi-broker firm · Full AI stack · Ongoing
First Home Buyer Finance
Independent broker · solo
AI agent responds to first home buyer enquiry in 43 seconds at 10pm — broker had the discovery call booked before competitors had even seen the lead

Before: after-hours web enquiries sat until the broker checked their phone next morning. By then, the client had typically spoken to two other brokers. After: AI handles first contact, qualifies income, deposit, and borrowing intent, and books a discovery call directly into the broker's calendar. In the first 60 days, applications submitted increased 3.2× — with the broker working the same hours and taking on no extra admin.

+$32K
Extra monthly
commission · 60 days
Residential & Investment Finance
4-broker team
Pre-approval nurture sequence turned 24 stalled pre-approvals into settled loans in 90 days

A three-touch follow-up sequence — Day 3, Day 7, and Day 30 — sent market updates and personalised check-ins to every client sitting on a pre-approval. 24 clients who had gone quiet came back, found a property, and settled within 90 days. 9 of those had been cold for over six weeks and were assumed lost. Average broker commission per settlement: $3,400.

24
Stalled pre-approvals
settled in 90 days
Full-Service Mortgage Brokerage
Trail book · 380 loans
Anniversary re-engagement recovered $340K in trail commissions from a book of settled loans the broker assumed were locked in

Automated 12-month and 24-month anniversary messages — referencing the client's loan, current rates, and refinancing options — triggered 47 refinancing conversations from a settled loan book of 380 clients. 31 clients refinanced through the broker instead of going direct to their bank. At an average trail commission of $11,000 per refinance, the 12-month sequence generated $341,000 in retained and new commission — from a book the broker thought was already working for them.

31
Refinances retained
from settled book
Why Supersonic05 / 06

Not a software tool.
A team that builds for brokers.

Generic AI tools aren't built for mortgage broking. They don't understand why a first home buyer fills out five contact forms on the same evening, or that the window between pre-approval and settlement is the most likely time for a client to drift. They don't know about rate trigger events, fixed rate expiry windows, or how to turn an anniversary message into a refinancing conversation. We do — because we've built specifically for mortgage brokers.

Your first system is live in 72 hours

Not a prototype. Not a demo. A working AI agent handling real enquiries in your real business — within 72 hours of onboarding. You see results before your second invoice.

Built for broking — not adapted from SaaS

We understand the difference between a first home buyer and an investor, the emotional journey from pre-approval to settlement, and why anniversary messages need to feel personal to work. Scripts and logic are built for how mortgage sales actually work.

Everything runs inside Supersonic's system

No third-party automation tools, no patchwork integrations. Your entire lead engine runs inside a purpose-built system we own and control — which means faster builds, tighter reliability, and zero platform risk for your business.

No lock-in. Built to prove its value.

Month-to-month, cancel any time. We don't lock you in — we earn your business every month. Your dedicated CRM tracks every lead, every conversion, and every dollar recovered so you always see exactly what you're getting.

SOC II Type 2 certified. Enterprise-grade security.

Our systems are SOC II Type 2 certified and built to meet enterprise security standards. Your customer and business data is handled exclusively within our certified infrastructure — never stored in third-party tools or shared platforms. Full data processing agreements available on request.

AI that stays on task — no matter what customers say

Our agents are built with strict conversation guardrails. They won't be derailed by off-topic questions, attempts to get free advice, or anything outside their defined role. Every response is scoped to qualification, booking, and follow-up — so your AI never says something it shouldn't.

We guarantee the results in writing

If the agreed performance metric isn't hit within 90 days, we keep working at no charge. No agency that lacks confidence in their work for mortgage brokers can afford to make that offer.

Mortgage brokerage — AI running live across 3 workflows
Loan enquiry received
Park, J. · First home · Bondi · $850K range · both employed
✓ Done
AI qualified & discovery call booked
43s response · serviceable · Thu 2pm booked
✓ Done
Pre-approval nurture: Wilson — Day 7
Pre-approved $820K · market update sent
↻ Running
Anniversary trigger: Chen — 24 months
Fixed rate expiry window · refinance options sent
↻ Running
Review request: Nguyen — settlement complete
Settled yesterday · Google review link queued
Queued
Agent log — live
09:58:12Enquiry: Park, J. · first home · Bondi · $850K · both PAYG
09:58:55AI reply sent — 43 seconds after form submit
10:06:22Qualified · serviceable · Thu 2pm discovery call booked
10:06:44CRM updated · broker notified · calendar blocked
11:14:08Pre-approval nurture → Wilson · Day 7 · market update sent
11:41:33Anniversary → Chen · 24-month · fixed expiry · refinance options queued
12:03:1716 enquiries today · 13 qualified · 0 missed · 8 discovery calls booked
Our guarantee
🛡 Risk Reversal

3.2× your applications
in 90 days —
or we work free.

We stake our fee on your results. If the systems we build don't deliver the agreed improvement in applications submitted within 90 days, we keep working at no charge until they do. No asterisks. No fine print.

This is a guarantee no agency that lacks confidence in their work for mortgage brokers can afford to make. We make it because our systems — built specifically for the finance industry — work. Every time.

The Supersonic Guarantee — Mortgage Edition

"We will 3.2× your applications submitted within 90 days — or we keep building until we do, at no additional charge."

Measurable benchmark (applications submitted) agreed before we start
First AI system live within 72 hours of onboarding
Weekly reporting so you always know what's happening
Free continuation if the target isn't met by day 90
Cancel any time — no lock-in, no penalties
From mortgage brokers

Brokers that stopped
losing loans to a slow reply.

4.9 / 5.0 — verified service business engagements

"I was losing first home buyer leads every night just because I wasn't awake to reply. Now the AI handles it instantly and my pipeline is the strongest it's ever been. I haven't missed a qualified enquiry since we went live."

Claire Nguyen
Principal Broker · Nguyen Finance Group

"The pre-approval nurture sequence was the game changer. I used to issue pre-approvals and just wait. Now clients feel supported through the search and they call me first when they find a place. My settlement rate went from 31% to 64% in three months."

James Okafor
Senior Broker · Okafor Lending

"We went from 14 Google reviews to 162 in three months and we're now the top-ranked broker in our area. The review system just runs — we don't have to do anything. Referral enquiries from Google have nearly tripled."

Anika Patel
Director · Patel Mortgage Solutions

"The anniversary re-engagement was the surprise. I had a settled loan book of 380 clients and I just assumed they were locked in. The 24-month sequence triggered 31 refinancing conversations — and every single one of those clients had no idea they could save money by refinancing. The bank had never called them. We did."

Marcus ChenPrincipal · Chen Financial Group
4.9★
Average rating
service business clients
Questions from mortgage brokers

The questions every
broker asks us.

We've heard every objection. Here's exactly what we say — no vague answers, no redirects.

How fast will I see results?

Your AI enquiry system is live within 72 hours of onboarding. Most brokers see the first recovered leads and discovery calls booked within the first week. The pre-approval nurture sequence typically converts 5–10 stalled pre-approvals within the first 30 days — including clients who went quiet weeks ago.

Can the AI handle different loan types separately — first home, investor, refinance?

Yes — we build separate qualification flows for different borrower types. First home buyers, investors, and refinancers all get a different conversation path. Each flow qualifies what matters for that specific scenario — deposit size and FHOG eligibility for first timers, equity and rental yield for investors, rate comparison and LVR for refinancers.

Do I need to change my CRM or aggregator platform?

No. We integrate with Connective, FLEX, Mercury, and Loanapp. We build on top of your existing setup, not instead of it. Qualified leads, booked calls, and nurture triggers all flow into the CRM your team already uses.

How does the anniversary re-engagement work?

We pull settlement dates from your CRM and trigger messages at 12 and 24 months — timed around when fixed rates typically expire and when clients are most likely to be reviewing their finances. Messages reference their specific loan details and include a current rate comparison. Clients who hear from you first are far less likely to call their bank — and far more likely to refinance through you.

What does it actually cost?

Supersonic is $4,000/month. That covers your full lead response and follow-up system, built and managed for your brokerage. Most brokers recover the investment from 1–2 additional settlements in the first month. We'll confirm everything on your strategy call.

Is this compliant with ASIC and broker licensing requirements?

Yes — the AI handles pre-qualification and scheduling only. It does not provide credit advice, make product recommendations, or say anything that would constitute financial advice under ASIC guidelines. All credit conversations happen with a licensed broker once the lead is qualified and the call is booked. We build specifically to keep the AI on the right side of the line.

Book your free strategy call06 / 06

Take the quiz.
Get a free plan for your brokerage.

The 3-minute AI Readiness Quiz tells us exactly where your brokerage is losing loans — and what to automate first. Qualified businesses get a free 30-minute strategy call where we map the exact system we'd build.

Quiz takes 3 minutes — your score is instant
Qualified brokers get a free 30-min strategy call
We'll map exactly what to build first and the ROI
First system live within 72 hours of onboarding
No commitment — your spot is held, not charged
⚠ Q1 2026 is almost full. Registration is open to qualified brokerages only — we cap new mortgage clients each quarter. Complete the quiz to check if you qualify and secure your spot.
Assessment required · 3 minutes
Take the AI Readiness Quiz to check your brokerage
16 questions about how you run your business today. Your score tells us where you're losing loans — and what to fix first. Qualified brokers get a free strategy call.
🔒 Free · No commitment · Results in 3 minutes